Financial institutions are navigating greater credit complexity, evolving regulatory expectations and technology-led disruption while being asked to make faster decisions, strengthen risk oversight and operate more efficiently. Crisil Integral IQ combines deep domain expertise, scalable delivery and technology-enabled solutions across the credit and lending ecosystem. Our offerings help institutions strengthen decision-making, manage portfolios more effectively, streamline operations and transform workflows.

40+

Over 10,000 credit memos executed annually, for 40+ global and regional banking clients

500K

More than 500K EWI triggers evaluated to ascertain red flags, supplemented with alerts on covenant headroom deterioration for quick actioning

15,000

Over 15,000 facilities tracked and updated for periodic covenant monitoring

10+

Partnered with 10+ banks loan processing and servicing support, including providing round-the-clock services

500+

Deep talent pool of 500+ lending operations associates, with expertise across corporate and commercial lending products and across systems (Loan IQ / nCino / Flexcube / AFS / ClearPar / WSO)

5+

Managed large scale loan data remediation in response to regulatory remediation asks for 5+ banks

Our solution components

Credit expertise across C&I, middle market and large corporate portfolios spanning bilateral, syndicated and complex lending structures

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Domain expertise across income-producing CRE, construction and development lending, covering diverse property types and financing structures

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End-to-end credit expertise across sponsor-backed and leveraged transactions, from underwriting to portfolio monitoring and risk management

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Credit and financial expertise across infrastructure, energy, renewables and other long-dated, cash-flow-based financings

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Specialized credit expertise across asset-based and equipment finance, spanning underwriting, collateral analysis and ongoing monitoring across the lending lifecycle

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Specialized expertise across banks, NBFIs, insurers, sovereigns, public-sector entities, multilaterals and development-finance portfolios

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Specialized credit expertise across sovereign, public and private sector, project and structured finance, supporting multilateral development banks and development finance institutions across credit assessment, transaction analysis and portfolio monitoring

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Research and analytical expertise across equities, fixed income and credit, macroeconomy and markets, quantitative strategies and thematic research

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Across the lending lifecycle

Origination and underwriting

Financial analysis and modeling

Portfolio management

Risk and covenant monitoring

Collateral management

Loan processing and servicing

Loan documentation and data management

Credit and lending transformation

The problems we solve

Research

Risk Monitoring for Leveraged Finance

Case Studies

The engagement involved supporting the bank’s credit risk management team.

Credit and lending solutions

Bespoke credit and lending solutions that leverage our unmatched credit domain expertise to empower execution and transformation agendas at banks and financial institutions

Corporate and commercial lending

Commercial real estate

Leveraged finance

Project and infrastructure finance

Asset-based and equipment finance

Financial institutions

Development finance

Broker-dealer and capital markets

Discover why the world's most prestigious global and regional financial institutions chose us as their strategic partner

Businesses

Businesses

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Our Organisation

Investor Relations

Newsroom

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Our Organisation

Investor Relations

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Discover why the world's most prestigious
global and regional financial institutions
chose us as their strategic partner