An agentic powerhouse to maximize deal flow for commercial bankers
Radar, Compass and Lighthouse: three agent suites that discover, screen and underwrite opportunities, with your credit and lending teams retaining control of every decision
Every stage of the lending workflow leaks opportunity
Sourcing is relationship-bound
RMs rely on personal networks to source opportunities. Nearly 60% of their bandwidth is spent pursuing existing relationships
Effort goes into the wrong opportunities
Screening is judgment-driven rather than standardized. Nearly 50% of analyst time is spent evaluating deals that never clear approval
Underwriting remains manual and inconsistent
Workflows often lack analytical rigor and speed, driving up the cost of originating each loan
Radar, Compass and Lighthouse: one connected pipeline
Radar discovers, Compass screens, Lighthouse underwrites
Radar: AI powered sourcing
Finds more deals. Turns market signals into actionable lending opportunities across your target sectors
Compass: AI powered screening
Pursues the right deals. Prioritizes high-quality opportunities aligned with your bank's lending strategy and risk appetite
Lighthouse: AI powered underwriting
Wins more deals. Delivers a credit scorecard and underwriting memo that your committee can review with confidence
Business outcomes delivered
Get more deals. Win more deals
Radar scans the market around the clock, surfacing high-potential opportunities first
Compass instantly ranks every lead against your strategy, ensuring only the strongest opportunities reach your desk
Lighthouse transforms financial spreading and risk analysis into a credit-ready scorecard, reducing timelines from weeks to days
Crisil Integral IQ's expertise, built into every agent
A legacy of converting domain expertise into AI
40+ years of institutional intelligence
Leverages Crisil Integral IQ's proprietary scorecard engine, with four decades of experience across diverse credit risk models
Proprietary credit intelligence
Sector-specific frameworks, KPI libraries and credit benchmarks purpose-built for lending
Trusted by leading global banks
Crisil Integral IQ works with 35 of the world's top 50 commercial banks and has deployed AI/ML products at scale. CredSails inherits that standing
AI forward tech capabilities
A dedicated AI Centre of Excellence, backed by a deep workbench of AI engineers, powers every agent
Certified, compliant and built for your bank's standards
Built around the outcomes your credit team is measured on
Better prospect discovery
Radar applies a proprietary sourcing methodology and sector-specific signal weightings tracking triggers such as debt maturities, capex and M&A activity across your target market
Sharper opportunity screening
Compass applies a proven pre-screening methodology across financial, portfolio, company and industry signals, turning each lead into a customizable go / no-go recommendation aligned with your bank's lending policies and risk appetite
Enhanced credit decisioning
Lighthouse embeds deep underwriting experience and rating discipline into every agent, spreading financials and assessing industry risk to produce a credit-ready underwriting memo for committee review
"Screening is a highly relevant pain point for banks and CredSails helps banks in identifying high quality deals faster"
"Solution modularity allows banks to leverage existing templates, making it easy to integrate into current workflows without significant disruption"
"The domain led AI agents have potential to help credit teams be sharper and faster in decision making."
FAQs
See CredSails on your own pipeline
A single-suite pilot, tailored to your target sector, with your credit team retaining control of every decision
Explore Crisil, a company of S&P Global