Blended and structured finance

Blended and structured finance requires lenders to assess multiple funding layers, risk-sharing mechanisms and non-standard repayment structures alongside underlying credit risk. Guarantees, concessional capital and sustainability-linked features can improve bankability, but they can also make allocation of risk, pricing and ongoing monitoring more complex.

Crisil Integral IQ supports blended, guarantee-backed, sustainability-linked and other structured financing arrangements across credit assessment, transaction analysis, financial modeling, risk allocation and monitoring. Our domain-led teams help MDBs and DFIs strengthen structuring decisions, assess downside protection and scale up analytical oversight across complex development-finance transactions.

500+

Financed assets liquidation value and useful life assessment supported annually

800+

Collateral coverage analysis and borrowing base assessment completed annually

Our solution components

We assess financing structures through the combination of commercial, concessional and risk-mitigation capital to understand risk allocation, repayment support and transaction viability

We evaluate guarantees, credit enhancements and other risk-sharing mechanisms to assess protection, residual exposure and implications for credit decisions

We analyze cash flows, funding layers and repayment waterfalls to assess debt-service capacity and structural resilience under different scenarios

We assess sustainability-linked terms, use-of-proceeds frameworks and relevant performance indicators to support credible financing structures and ongoing performance monitoring

We review covenants, triggers and other structural guardrails to identify gaps and strengthen protection against transaction-specific risks

We combine specialist credit expertise with standardized frameworks and technology-enabled workflows to support periodic reviews, monitor transaction-specific risks and improve consistency across complex financing structures

The problems we solve

Research

Complexity in balancing development objectives with credit discipline

Overview

We integrate credit, structural and sustainability considerations to assess whether financing structures remain commercially sound while meeting intended development objectives and risk-appetite requirements.

Limited visibility into risk across layered financing structures

Overview

We bring together borrower, structural and funding analysis to clarify how risk is allocated across commercial, concessional and risk-sharing capital and identify where residual exposure ultimately sits.

Uncertainty over the effectiveness of guarantees and risk mitigants

Overview

We assess guarantees, credit enhancements and other risk-sharing mechanisms to determine the extent of downside protection, loss allocation and residual credit exposure.

Turning scattered market
data into meaningful
business insights

Mutual fund case

Transforming scattered data into
actionable insights for smarter business
strategies

Blended and structured finance

Blended finance assessment

Guarantee and risk-sharing analysis

Structured financial analysis

Sustainable and impact-linked finance

Transaction terms and risk protections

Monitoring and workflow transformation

Discover why the world's most prestigious global and regional financial institutions chose us as their strategic partner

Businesses

Businesses

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Our Organisation

Investor Relations

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Discover why the world's most prestigious
global and regional financial institutions
chose us as their strategic partner