Lending Operations

With the evolving complexities of lending products and loan documentation, loan operations are increasingly ripe for process efficiencies and innovative target operating models. Our customized services, be it enabling day-to-day operations, or accelerating transformation, are backed by a deep SME pool, and years of experience of working with global banks. We provide solutions which help keep up with the changing regulations and build a stronger and more reliable operational setup.

10+

Partnered with 10+ banks loan processing and servicing support, including providing round-the-clock services

500+

Deep talent pool of 500+ lending operations associates, with expertise across corporate and commercial lending products and across systems (Loan IQ / nCino / Flexcube / AFS / ClearPar / WSO)

5+

Managed large scale loan data remediation in response to regulatory remediation asks for 5+ banks

10+

Supported 10+ banks for development of bespoke loan origination systems

Our solution components

Loan Processing and Servicing

Optimize your lending workflows with end-to-end operations' services, suitably aligned to the global and the local markets.

We service banks across the complete loan operations execution value chain, including KYC, deal origination, deal setup, processing, servicing, regulatory reporting, reconciliation and approval management.

Lending Transformation

Redefine lending data and operations for modernization, efficiency, agility and growth.

We empower banks across their lending transformation journey, covering design of the data schema, streamlining of data and systems flow, supporting modernizing and migration of loan management systems and undertaking large scale data and systems remediation for regulatory submissions.

Crisil Advantage

Delivery supported by strong SME knowledge across lending products: We leverage our strong understanding of corporate and commercial lending products to tailor setups to cater to each product need, while ensuring alignment with internal and regulatory policies. Additionally, our onshore, nearshore and offshore setups support round the clock delivery.

One stop solution for domain and technology: Crisil's expertise covers the complete lending operations eco system - systems, loan data, loan processing, documentation and regulatory reporting. This enables us to provide well rounded and completely integrated outcomes against your lending operation needs.

Expertise in backward and forward integration: Lending operations don't work in a silo. Our strong understanding of the complete banking value chain enables us to not only tailor solutions but also provide outputs which are ready to use for front office, risk and regulatory reporting teams.

The problems we solve

Research

Credit & Lending Solutions

Case Studies

Crisil supported a top 10 G-SIB in running a multi-functional transformation programme, in response to a consent order

Turning scattered market
data into meaningful
business insights

Mutual fund case