Community Banks and Credit Unions

Customized risk management offerings that combine extensive domain knowledge, best practices and automated tools & accelerators delivered by onshore, near shore and offshore teams

Community banks and credit unions face growing pressure to compete effectively while managing concentrated loan portfolios, evolving credit risks, regulatory expectations and constraints on specialist talent and technology investments. Crisil Integral IQ provides scalable credit and lending expertise across commercial, CRE, small-business, mortgage and consumer portfolios. We help institutions augment internal capacity, strengthen credit oversight, improve operating efficiency and adopt technology-enabled solutions without adding significant operating complexity.

40+

Over 10,000 credit memos executed annually, for 40+ global and regional banking clients

20K

More than 20,000 counterparties covered for reviews, due diligence and risk assessments

Our solution components

Scalable credit support across CandI, small business and owner-operated enterprises from underwriting and risk assessment through ongoing credit management

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Deep credit expertise across CRE, construction and development lending, supporting underwriting, portfolio reviews and ongoing risk monitoring

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Credit and portfolio analytics across residential mortgages and home-equity lending, supporting underwriting, portfolio monitoring and emerging-risk assessment

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Specialized support across equipment and other secured lending, including collateral assessment, financial analysis and ongoing monitoring

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